Death Benefit is guaranteed never to go down. Premiums are guaranteed never to go up.
Term life insurance is a policy where you choose the length of the level term period. The level term period is the time during which your rates will not change. Common choices are 10, 15, 25 and 30 years.
First of all, you are very important to us and we know you may need help with your Life Insurance needs. That is why there are many ways to get in touch with us. While some people feel comfortable contacting us, others would rather have us contact them. Either way, we are here for you.